Instant Banking is a reliable method that allows you to deposit and withdraw funds directly via bank transfer to or from your bank account. Payments are made through a secure online system connecting banks with Topwin, without the need for a card or third party.

How to Make a Deposit

Deposit and Withdraw with Instant Banking / Bank Transfer

Log in to your Topwin account.
Select Instant Banking / Bank Transfer as your deposit method.
If you have a promo code – enter it in the “Bonuses” section and click “Add” before proceeding.
Enter the amount you wish to deposit and confirm.
The system will display bank transfer details – recipient, IBAN, and payment reference.
Make the transfer from your bank account, using exactly the same payment reference.
Once confirmed by the bank, the funds will be credited to your account.

How to Withdraw Funds

Log in to your account and select “Withdraw”.
Select Instant Banking / Bank Transfer as your withdrawal method.
Enter the amount you wish to withdraw and confirm the request.
Withdrawals are processed within 48 hours by the Topwin team.
After approval, the funds will be transferred to your bank account, which must be in the same name as your Topwin account.

Limits

Minimum deposit: 20 BGN / 20 EUR

Maximum deposit: 4000 BGN / 4000 EUR

Processing Time

Deposit: typically a few minutes up to a few hours (depending on the bank)

Withdrawal: up to 48 hours after approval

Security

All payments are made via the official banking network and are fully encrypted.

Topwin is a licensed operator under the supervision of the National Revenue Agency (NAP).

Your data is protected with SSL certificates and two-factor authentication.

Important

Enter your promo code in advance on the website before making the bank transfer.

Transfers are accepted only from bank accounts in the client’s name.

Withdrawals are processed within 48 hours, with funds received depending on the bank (usually within 1 business day after approval).

Frequently Asked Questions

How long does a bank transfer deposit take?

Typically between a few minutes and a few hours, depending on the bank.

Can I use someone else’s bank account?

No – transfers must be made only from and to an account in your name.

Are there any fees?

Topwin does not charge fees, but your bank may apply a standard transfer commission.